In today’s unpredictable volatility, you’re probably thinking of the best ways to protect your savings. Rather than exposing yourself to unstable economic and market conditions, you can convert part of, if not your entire nest egg into a Gold IRA. Here are some of the top companies that can help you do it.

Top 5 Gold IRA Companies: Precious Metal IRA Reviews, and Comparisons 2022

But What About Gold IRAs?!

How To Set Up a Gold IRA

What Are Some of the Most Popular Gold IRA Products and Why?

Another Reason For a One-Stop-Shop Gold IRA Provider? More IRS Technicalities

So Without Further Ado- What Company is Best for Gold IRAs?

Conclusion: Why Gold is a Top Retirement Investment and Regal Assets is the Top Choice

Gold IRA Summary Table

Gold IRA Summary Table 2

Gold IRA provider #1
Regal Assets

‘Regal Assets Logo from regalassets.com’
#2
JM Bullion

‘JM Bullion Logo from jmbullion.com’
#3
Kitco

‘Kitco Logo from online.kitco.com’
#4
Apmex

‘Apmex Logo from apmex.com’
#5
GoldSilver

‘GoldSilver Logo from goldsilver.com’
Read Full Review (Read Full Review) (Read Full Review) (Read Full Review) (Read Full Review) (Read Full Review)
Years In Business 11 years 10 years 44 years 21 years 16 years
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‘Summary table by Jules Blundell’

Click Here To View Full Comparison Table

If you’re an investor focused on protecting your wealth for the long term, you’ve probably heard about IRAs or an individual retirement account.

Before you ask, though, no, an IRA is not the same as a 401(k). 401(k)s are also retirement accounts; however, you only possess one through an employer. Anyone from anywhere with any type of income can start an IRA. You can do it through a bank, an investment company, an online brokerage, or a personal broker.

Some of the reasons one might want to invest in an IRA for the long-term include:

  • Retirement savings accounts with tax advantages.
  • IRAs are meant to be long-term retirement savings accounts. You typically cannot withdraw money in an IRA account before age 59½ without incurring a tax penalty of 10% of the money you withdraw.

IRAs include traditional IRAs, Roth IRAs, SEP IRAs, and Simple IRAs. Each type of IRA has different rules when it comes to eligibility, taxation, and withdrawals.

Traditional IRA

  • Geared towards individual taxpayers.
  • Contributions are tax-deductible. i.e., if you put $6,000 into a Traditional IRA, your taxable income for the year will decrease by that amount.
  • When the money is withdrawn, it is taxed at your ordinary-income tax rate.
  • For 2021 and 2022, in most cases, annual individual contributions to traditional IRAs cannot exceed $6,000.
  • If you are 50 or older, you can contribute a total of up to $7,000 per year.

Roth IRA

  • Geared towards individual taxpayers.
  • Not tax-deductible, but qualified distributions are tax-free.
  • You can contribute to a Roth IRA using after-tax dollars, but you do not have to pay any taxes on capital gains.
  • Once you retire, you can withdraw from the account without incurring any income taxes.
  • Roth IRAs also do not have RMDs. If you don’t need the money, you don’t have to take it out of your account.
  • Can still contribute to a Roth IRA as long as you have eligible earned income, no matter how old you are.

SEP IRA

  • Acronym SEP stands for “simplified employee pension.”
  • Geared towards self-employed individuals such as independent contractors, freelancers, and small-business owners.
  • Adheres to the same tax rules for withdrawals that a traditional IRA does.
  • For 2022, SEP IRA contributions are limited to 25% of compensation or $66,000, whichever is less.

SIMPLE IRA

  • Acronym SIMPLE stands for “savings incentive match plan for employees.”
  • Also geared towards small businesses and self-employed individuals.
  • Follows the same tax rules for withdrawals as a traditional IRA.
  • This differs from SEP IRAs because SIMPLE IRAs allow employees to make contributions to their accounts. The employer is also required to make contributions.
  • All contributions are tax-deductible, potentially pushing the business or employee into a lower tax bracket.

But What About Gold IRAs?!

For years, investors in their IRA accounts could only invest in assets such as stocks, bonds, ETFs, and mutual funds.

That all changed dramatically in 1997 after The Taxpayer Relief Act of 1997 was passed. This act broadened the permissible types of investments allowed in IRAs. It stated: “Your IRA can invest in one, one-half, one-quarter, or one-tenth ounce U.S. gold coins, or one-ounce silver coins minted by the Treasury Department. Beginning in 1998, your IRA can invest in certain platinum coins and certain gold, silver, palladium, and platinum bullion.”

Today, self-directed IRAs exist which permit investors to make all the decisions and receive access to a broader selection of investments, including commodities such as gold and precious metals.

Three of the four IRA accounts mentioned above allow for this type of exposure.

Traditional Gold IRA:

  • Tax-deferred retirement savings account that works just like traditional pre-tax IRAs when it comes to taxes.
  • Contributions and gains will not be taxed, and, in most cases, contributions are tax-deductible as well.
  • IRS sets annual contribution limits of $5,500 if under 50 and $6,500 if above 50.
  • Will have to pay taxes on distributions during retirement.

Roth Gold IRA

  • After-tax retirement savings account that works just like any Roth IRA.
  • There is no upfront tax deduction with Roth IRA contributions.
  • You will not have to pay taxes later on when you start to take distribution during retirement.

SEP Gold IRA

  • Like a regular SEP IRA, a SEP Gold IRA is available to business owners and self-employed individuals.
  • Works similarly to a traditional pre-tax IRA. Contributions are not taxed, but there are higher contribution limits.
  • Instead of the $5,500 limit, you can contribute up to 25% of your income or $53,000, whichever is less.

With a top gold IRA provider, you can find numerous advantages that are simply inaccessible with a standard IRA or 401(k) retirement account.

Advantages such as:

  • Inflation Protection

According to Reuters, gold is a proven long-term hedge against inflation while protecting investors from potentially excessive asset price inflation and currency debasement.

This is one primary reason why gold throughout history has been such a popular inflation hedge. When inflation occurs, your purchasing power and the value of your cash dramatically decline. If you hold your IRA in gold, you very likely won’t have to worry about that.

As inflation rises, the dollars you earn today will not have the same value tomorrow. Precious metals, especially gold, do not have this same problem.

Look at where we are now. Inflation has become a worse reality than anyone imagined. The Federal Reserve has no other choice but to potentially hike interest rates three times in 2022; December’s inflation report predictably did nothing to assuage fears. Inflation hit 7%, increased at its fastest pace since 1982, and consumer prices soared over 6% year-over-year for the third month in a row.

It hasn’t only been the U.S., though. The U.K. has had to hike rates, with inflation surging to a 30+ year high of 7.5% in December. In December, Germany also saw energy costs continue to soar while inflation popped 5.3%, its highest increase since 1993.

While this is bad for you and your wallet, it’s great for gold. Physical gold is not far from its record high and has soared 11.77% since trading as low as $1673.30 in March 2020.

‘Screenshot from www.schrts.co’

Coincidence? Probably not.

Throughout human history, Gold has proved its power to combat inflation and crises. As recently as 2020, just five months after the coronavirus market crash, the price of gold hit an all-time high of $2,067 per ounce. Remember the “Great Inflation” of the 1970s? The price of gold climbed by well over 2,000%, while stagnant capital markets dealt with political crises, inflation, and recessions. In fact, during the peak of “The Great Inflation,” the price of gold nearly tripled in one day in 1971, surging from $42 to $120 an ounce.

‘Screenshot from www.regalassets.com’

The best part for gold? Inflation isn’t going anywhere, and the Biden administration continues printing money and proposing spending package after spending package.

Although the Fed plans to start tapering its stimulus and bond purchases as early as this month, interest rates are expected to remain low for the foreseeable future. President Biden also just signed that $1+ trillion infrastructure bill into law. Moreover, there’s a $1.75 trillion social spending bill on the table and an ungodly $28 trillion debt ceiling set to last through December.

Is either the Federal Reserve or the Biden administration really taking inflation seriously? Doubtful. In a note to clients, Ian Shepherdson, chief economist at Pantheon Macroeconomics, said, “A quick resolution, either way, is very unlikely. Uncertainty will persist for some time.”

As COVID evolves from pandemic to potential endemic, today’s economic environment makes a strong case for alternative retirement investments like Gold IRAs. We are fraught with inflation, rising interest rates, supply chain issues, unstable foreign markets (as seen in China with Evergrande), and geopolitical tensions.

In times like this, gold has long been a safe place to turn to. Especially as things get more turbulent and unpredictable.

  • Gold is a Store of Value

All investments come with risks and rewards, gold included. “In many ways, gold IRAs have the same risks that any investment has,” said Edmund C. Moy, chief strategist for Fortress Gold and former United States Mint director. “The price of gold can go up or down and have volatility. No one can accurately predict its future.”

But, gold is very different from paper currency, coins, or other assets. See, gold has been a store value for thousands of years and has been the safest way to pass on and preserve wealth from generation to generation. Gold’s shelf life is essentially perpetual, as it “has a 5,000-year history of being a store of value,” according to Moy. “Stocks can go to zero [causing havoc to companies], as we’ve seen with Lehman Brothers, bonds can default like in Argentina or get big haircuts like in Greece. The value of the dollar has steadily gone down [at certain periods]. But gold will never be worth zero.”

See for yourself the below graph. Since 1900, physical gold has been the best long-term store of value compared to the U.S. Dollar (the current world reserve currency). Notice how its value has increased to offset the loss of the U.S. Dollar’s purchasing power.

‘Image from www.igold.co.il’

  • Diversification

If the price of gold falls in value, other assets you own, such as stocks and ETFs, will likely rise in value. If you have a balanced portfolio between gold and other assets, losses on one side will be balanced by gains on the other side.

Pretty much, you don’t want to put all your eggs in one basket if one asset or sector falls.

This is called inverse correlation. Historically, when stock markets are in trouble, the value of gold rises since it is considered a safe financial haven in times of crisis. For literally thousands of years, humans have considered gold to be the number one valuable asset. So, when there is a bear market in other sectors, investors flock towards gold. During these “flights to safety,” the volume of interest spikes the price of gold.

‘Screenshot from www.regalassets.com’

Investing in a Gold IRA allows you to take your portfolio diversification a step further.

Gold IRAs appeal to investors who want a diversified retirement portfolio. “Because gold prices generally move in the opposite direction of paper assets, adding a gold IRA to a retirement portfolio provides an insurance policy against inflation,” says Moy. “This balanced approach smooths out risk, especially over the long term, which makes it a smart choice for retirement investments like IRAs.”

As director of the Mint, Moy says there was little demand for gold IRAs. They involved a highly complex transaction process that only the most persistent investor was willing to pursue.

That’s why in Moy’s words, “You must find a trustee or custodian for the IRA along with an approved depository. Then you need to buy the approved gold or other precious metal and have it transferred to the depository in a way the custodian can account for it.”

  • Protecting Against Systemic Risks

Conventional IRAs allow you to invest in stocks, ETFs, bonds, and mutual funds. While it is doable to get exposure indirectly to precious metals using some of these instruments, here’s the difference. Buying real, tangible, physical gold can hedge against potential global financial market disasters.

Since the financial crisis of 2008 and the resulting Great Recession, Gold IRAs have become significantly more popular. Record gold sales combined with the appearance of many more companies to handle and simplify the transactions have made investing in a Gold IRA a one-stop-shop. The result: sturdy Gold IRA growth.

Of course, there’s also the impact of today’s economic and geopolitical risks. We went well into detail as to how inflation could be a significant catalyst for gold. But we didn’t mention how geopolitical risks, beyond anyone’s control, could be too.

Gold is often called the “crisis commodity” because of this. People flee to gold’s relative safety when world tensions rise. For example, gold prices saw some significant movements this year in response to the numerous issues occurring in the European Union. Not to mention, the price of gold most often rises the most when confidence in governments is low.

  • Equaling Tax Advantages of a Conventional IRA

If you want to, today, you can even convert an existing IRA into a gold IRA in an ‘IRA rollover.’

  • You can rollover from another IRA or an employer-based 401(k), 403(b), or TSP.
  • You can rollover from multiple tax-advantaged accounts into a single gold IRA.
  • A gold IRA gives you the option to invest in real, physical metals. You cannot do this with a 401(k) or a conventional IRA.
  • With a gold IRA, you get all the advantages of a 401(k) — plus the opportunity to own real, physical precious metals.
  • You can hold as many IRAs as you want.
  • Pre-owned gold cannot be put into a new gold IRA.

Simply put, with a gold IRA, you get all the tax advantages of a regular IRA – plus the opportunity to invest in real physical metals.

USMoneyReserve digs a little bit deeper and cites 3 significant tax benefits of Gold IRAs.

  1. Tax Deferment

A Self-Directed IRA enables you to keep physical gold—certain kinds of gold coins and bullion—in a retirement account.

In short, not only can a Self-Directed Gold IRA offer a hedge against inflation and a devaluing dollar. It can deliver tax-deferred growth (Traditional IRA) or tax-free growth (Roth IRA) while saving for retirement.

  1. Relief from Inheritance Taxes

Some Self-Directed IRAs will allow assets to be passed along to beneficiaries with few or no tax implications after an asset holder passes away. Side-stepping certain inheritance taxes could be a huge financial relief for anyone designated as a beneficiary for a Gold IRA account.

  1. Saver’s Tax Credit

The IRS says you might be able to take a tax credit for making eligible contributions to your Gold IRA to the tune of up to 50% of your contributions. It’s known as the Retirement Savings Contributions Credit or saver’s credit.

You may qualify if you’re at least 18 years old, not a full-time student, and if you can’t be claimed as a dependent on another person’s tax return.

This can make a Gold IRA look even more enticing for retirement savings.

How To Set Up a Gold IRA

Step one, when putting IRA funds into gold, is to establish a self-directed IRA. An investor directly manages a self-directed IRA and can own a broader range of investment products than conventional IRAs.

Getting the details right with the IRS can be tricky, however. The last thing you want to do is overlook things and get docked with penalty fees. That’s why having an expert on your side, who knows what they’re doing, is crucial. The key, though, is to find a reputable all-in-one gold IRA provider.

There are three moving parts to starting an IRS-compliant Gold IRA. You need the following:

  1. IRS-approved Custodian

The IRS demands that a gold IRA be run by an approved custodian. An investor cannot be the custodian even though it is the investor’s self-managed IRA.

  1. IRS-approved Broker

The IRS only allows particular bullion and coins to be stored as part of a precious metals IRA. If you, as the investor, find a broker that supplies only IRS-approved bullion and coins, you avoid many IRS headaches. Make sure you also choose a broker that can coordinate IRS-approved vault storage for bullion and coins.

  1. IRS-approved Storage Expert

Bullion and coins for Gold IRAs can only be stored in IRS-approved vaults. Most of these are in the US. Some are abroad to suit expats.

That’s why it’s so important to work with a reputable all-in-one Gold IRA provider who will do all this for you and more.

Gold American Eagle

‘Image of coin from www.regalassets.com’

22 karat.

First released by the US Mint in 1986, the American Gold Eagle is usually referred to by its weight, i.e., ‘1 oz American Gold Eagle’. This is to avoid confusion with

pre-1933 ten-dollar gold coins, which are also called ‘Eagles.’

Available in denominations of 1 oz, ½ oz, ¼ oz, and 1/10 oz.

Front:

Lady Liberty, holding a torch in her right hand and an olive branch in her left hand. You can just see the Capitol Building at the bottom left. Designed by August

Saint-Gauden.

Back:

1986-2021 – a male eagle flying above a female eagle and eaglet in a nest. Designed by Jennie Norris.

Post 2021 – a side profile of an eagle. Designed by Miley Busiek.

On both versions, the caption on the back is ‘E Pluribus Unum’ which means ‘From many, one’ plus ‘In God We Trust’.

Gold American Buffalo

‘Image of coin from www.regalassets.com’

24 karat.

Also known as a ‘gold buffalo’. First offered by the US Mint in 2006.

The design is based on a famous design for the Indian Head nickel created by James Earle Fraser back in 1913.

Available in 1/10 oz, ¼ oz and ½ oz.

Front:

The head of an American Indian, modelled as a composite of chiefs Big Tree, Iron Tail and Two Moons.

Back:

A bison in profile.

Trivia: only the proof version, of which 300,000 were struck, features a ‘W’ at the back of the Indian man’s neck.

Gold Canadian Maple Leaf

‘Image of coin from www.regalassets.com’

24 karat.

First produced in 1979 by the Royal Canadian Mint.

Available as 1 troy ounce, 1 gram, ½ oz, ¼ oz, 1/10 oz, 1/20 oz and 1/25 oz.

Front:

Profile view of Queen Elizabeth II of England and Canada.

Back:

The Canadian Maple Leaf.

How does the IRS view these coins?

Coins, in general, are defined as ‘collectibles,’ and ‘collectibles’ are not allowed by the IRS in your IRA. The coins mentioned above, however, are exceptions and permissible.

Several other gold, silver, and platinum coins are allowed outside the American Eagle, American Buffalo, and Canadian Maple Leaf. We should also note that palladium coins are not permitted, with the single exception of the Canadian Maple Leaf.

Coins that are OK in your IRA Precious metal
American Eagle

‘Image of coin from www.regalassets.com’

Gold, Silver, Platinum
American Buffalo

‘Image of coin from www.regalassets.com’

Gold
Canadian Maple Leaf

‘Image of coin from www.regalassets.com’

Gold, Silver, Platinum, Palladium
Austrian Philharmonic

‘Image of coin from www.regalassets.com’

Gold, Silver
Chinese Panda

‘Image of coin from www.regalassets.com’

Gold
South African Krugerrand

‘Image of coin from www.regalassets.com’

Gold
Britannia (post 2013)

‘Image of coin from www.regalassets.com’

Gold, Silver
Australian Kookaburra

‘Image of coin from www.regalassets.com’

Silver
Australian Koala

‘Image of coin from www.regalassets.com’

Silver, Platinum

(The above is not an exhaustive list.)

Coins that are not OK in your IRA (any precious metal)
Austrian Corona/Ducat Dutch Guilder
Belgian Franc French Franc
British Sovereign German Mark
Chilean Peso Hungarian Korona
Colombian Peso Italian Lira
Swiss Peso Mexican Peso

What is Bullion? Does the IRS Allow Owning It in an IRA?

Bullion, otherwise known as the raw metal, is entirely acceptable to own in an IRA. Investors can own bullion in gold, silver, palladium, or platinum.

There are some conditions, however.

  • US-accredited manufacturers must produce bars to given standards (ISO 9000, TOCOM, LPPM, LBMA, LME, NYSE, COMEX, NYMEX) or sovereign mints.
  • Small bullion bars must be produced to exact weight specification — apart from bars of 400-ounce gold, 1000-ounce silver, 50-ounce platinum, and 100-ounce palladium.
  • Purity is a big deal. Bullion in bars must be of ‘ … a fineness equal to or exceeding the minimum fineness that a contract market (as described in section 5 of the CommodityExchange Act, 7 U.S.C. 7) requires for metals which may be delivered in satisfaction of a regulated futures contract.’ (Section 408/M of the IRS code)
Precious metal Minimum purity allowed by the IRS
Gold 99.5%
Silver 99.9%
Platinum 99.95%
Palladium 99.95%

If you want to take a closer look at Section 408(M) of the IRS code to see for yourself what precious metals you can have in your IRA, see here.  You can also head here to dive into the relevant sections of the United States Code on coins.

‘’Screenshot from www.uscode.house.gov’

This is yet another reason why it is so essential to have a high-quality Gold IRA provider. If you find a custodian who is also a broker of IRS-approved bullion and coins, they will handle all these details for you and give you peace of mind.

Another Reason For a One-Stop-Shop Gold IRA Provider? More IRS Technicalities

You never, ever want to end up on the IRS’s radar screen, and minor technicalities in your Gold IRA account can do just that. Having a high-quality broker and custodian can avoid such minor penalties that can land you in hot water with the IRS, such as:

  1. Exceeding contribution limits

    If you are aged under 59½, you can contribute $7,000 a year to your IRAs. If you are aged over 59½, the contribution limit is $6,500.

    A penalty of 6% may apply for exceeding your contribution limits. For example, if you exceeded the limit by $1,000 in one year, you would be charged 6% of $1,000 — which is $60 — for every year the error is uncorrected.

  2. Early withdrawal of distributions

    ‘Distributions’ is what happens when you withdraw funds from your IRA. If you withdraw distributions before reaching the age of 59 ½, you will incur a 10% penalty plus income tax.

    There are some exceptions to this rule in certain circumstances, however.

    1. Disability to the IRA holder.
    2. Certain medical bills
    3. Higher education bills
    4. Certain Covid-related circumstances

If you declare the wrong bullion and/or coins as part of your gold IRA, the IRS may treat this as an early withdrawal and fine you accordingly.

You can avoid incurring unforeseen IRS penalties by choosing a reputable and experienced one-stop-shop provider for your Gold IRA. A comprehensive provider can assure that you do not mistake picking the wrong bullions or coins or storing them in non-IRS-approved vaults. A quality custodian can also ensure that you do not get your dates mixed up and make a withdrawal before allowable.

So Without Further Ado- What Company is Best for Gold IRAs?

The company you use to set up a Gold IRA is the most critical thing about Gold IRAs. You need a broker to buy the gold and a custodian to create and administer the Gold IRA account.

Choosing which company to roll with can be an arduous and complex process.

Many scammers out there exist, such as companies selling numismatics or companies pushing for home storage. However, if you do your homework, you can avoid these scammers and simplify a complex process.

First and foremost, here are 12 questions you should ask:

  1. How long have you been in business?
  2. Are you a member of an official body?
  3. Do you get positive reviews from associations like BirdEye, Trustlink, and the Business Consumer Alliance?
  4. Do you keep a low profile, or are you known to respectable media?
  5. Do you sell IRS-approved bullion/coins, or do I have to find the approved metals myself?
  6. Is IRS-approved storage part of the deal?
  7. Do you have experience in IRA rollovers?
  8. Are there hidden fees, or is there a flat annual fee for everything?
  9. Can I balance my stable gold investment with an allocation in dynamic cryptocurrencies?
  10. Can I just phone you up and speak to an adviser whenever I want?
  11. Do you charge a fee when I come to sell my precious metals?
  12. Do you have a selection of gold/crypto portfolios that I can choose from to match my budget and appetite for risk?

Consider this criterion as well:

  • Transparency: Understand all your costs upfront so you can avoid hidden fees after you invest.
  • Track record: Reputation is everything. Find a company with an outstanding reputation from objective third parties, such as the Better Business Bureau or the Business Consumer Alliance. Look into what customers say or if there have been complaints filed.
  • Flexibility: Find an adaptable and flexible company that will cater to you and your needs.
  • Qualifications: Only go with a company with the required licenses, registrations, insurance, and bonds to protect your investment. Double and triple-check for verification of those licenses and other information.

Now that we’ve gone through the ins and outs of gold, Gold IRAs, and what to look out for, here are our Top 5 picks for Gold IRA providers.

#1 Regal Assets

Year Founded: 2009

Web address: https://www.regalassets.com/

Office Location(s): Los Angeles (LA), Waco (TX), Toronto (CA), and Dubai (UAE)

Phone Number: 1877-205-1104

‘Regal Assets Logo from regalassets.com’

Assets Available: Gold, Silver, Platinum, Palladium, Bullion Coins, and Bars (IRA-approved)

Storage Options: Segregated, and Non-Segregated

Gold IRA Annual Fees: $250 per year

Regal Assets is hands down our top choice of Gold IRA providers, and it isn’t close. Suppose you have a top Gold IRA provider like Regal Assets working for you. In that case, you can find numerous advantages which you simply cannot access with a standard IRA or 401(k) retirement account.

Regal Assets, most importantly, is a one-stop shop. You don’t have to go around searching for an IRS-approved broker, custodian, or storage. Regal Assets covers it all under one roof and will do the following for you:

  • Set up and run your gold IRA
  • Handle all IRS paperwork
  • Provide a flat annual fee for all services
  • Provides IRA-approved bullion and coins
  • Acts as IRS-approved custodian
  • Stores bullion and coins in IRS-approved vaults
  • Handles IRA rollovers free-of-charge

Additionally, a Regal IRA is a Gold IRA on steroids. It is the world’s first Alternative Assets IRA that, if you want, allows you to invest in both hard assets (precious metals) and digital assets (cryptocurrencies). It is a cutting-edge and future-driven investment vehicle that you won’t find anywhere else.

‘Screenshot from www.regalassets.com’

Furthermore, Regal is:

  • An official member of the Forbes Finance Council
  • A provider of hundreds of millions in retirement account transfers
  • A company led by an experienced staff that will answer all questions and provide clarity without being pushy or aggressive
  • A company with a sterling reputation.

Regal’s reputation, though, is what truly makes them an x-factor and a top choice. They have maintained the highest rating profile in the precious metal industry for 9 years in a row.

Not to mention, they have several well-known athletes and celebrities using their services.

‘Screenshot from www.regalassets.com’

Additionally, with eye-popping positive numbers like the ones below, it’s hard to fathom a better and more reputable Gold IRA service than Regal.

‘Screenshot from www.regalassets.com’

Figures like the ones above, however, don’t magically appear overnight. They come with hard work, dedication, and putting the customer first. Regal has done this by doing the following:

  1. Putting their customers first and providing all the necessary education to ensure the customer is 100% comfortable moving forward with their investment.
  2. Having a non-pushy sales approach. Many companies will try to push their clients into certain products because they yield higher fees and commissions. Regal doesn’t do this. They strictly focus on products that suit the individual needs of each investor.
  3. Providing a transparent fee and commission schedule. Customers will know everything it will cost them before they sign anything.

There are four other strong choices on our list. However, what you will notice is none of them offer the one-stop-shop benefits that Regal Assets can. Regal Assets handles all of your Gold IRA needs and acts as a custodian, IRS-approved broker, and IRS-storage provider all in one.

You do not have to juggle different companies to acquire your precious metals, set up the paperwork, and store your bullion and coins. Regal Assets does it all for you, no questions asked.

#2 JM Bullion

Year Founded: 2000

Web address: https://www.jmbullion.com/

Office Location(s): Oklahoma City (OK)

Phone Number: 1-800-276-6508

‘JM Bullion Logo from jmbullion.com’

Assets Available: Gold, Silver, Platinum, Palladium, and Copper Metals. Numismatic (Collectibles), And Bullion Available (Coins, And Bars)

Storage Options: Depends On the Chosen Custodian

Gold IRA Annual Fees: Depends On Chosen Custodian

JM Bullion is another quality option to consider. Here are several reasons why.

  • 10+ Years in Business
  • They deal exclusively in physical bullion, selling gold or silver that is delivered directly to your door.
  • Works directly with mints and distributors and carefully inspects all new inventory, ensuring that the products customers receive are the highest quality.
  • Free shipping over $199
  • Over $5 Billion sold.
  • Secure precious metals storage through TDS Vaults.
  • Proper and full accreditation from the state of Texas, federal government, and distributors.
  • Quality customer service and customer reviews. 300,000+ Reviews and a 4.8/5 Average Rating

They seem to fall short, though, because they do not appear to make the IRA process as seamless and accessible as Regal Assets does. To find any info on their IRA services, you have to literally comb through the website and go to their FAQ page.

Are IRAs a priority of theirs as much as it is for Regal Assets? From what we can see, that’s debatable. It would’ve been nice to be more noticeable and in front of your face on their webpage. They come across as more of a broker and precious metals dealer than a one-stop-shop service.

#3 Kitco

Year Founded: 1977

Web Address: https://www.kitco.com/

Office Location(s): Montreal (CAN)

Phone Number: 1-877-775-4826

‘Kitco Logo from online.kitco.com’

Assets Available: Gold, Silver, Platinum, And Palladium Bullion (Coins, and Bars Available)

Storage Options: Depends On The Custodian

Gold IRA Annual Fees: Depends On The Custodian

The great thing about Kitco is they are well-established, well-regarded, and an authority in precious metals. They are much more than just a precious metals dealer- they have a robust media service as well. Here are some reasons why Kitco is a quality company.

  • 40+ years of experience as one of the world’s largest online retailers and full-service precious metals providers.
  • Provides precious metals products and services to customers in over 80 countries.
  • Offers bullion bars, coins, and collectibles from the world’s most respected mints, in gold, silver, platinum, palladium, and rhodium. Recognized and accepted globally.
  • Offers direct home delivery, secure storage facilities, and established relationships with market-leading IRA custodians to help you gain the advantage of precious metals in retirement savings.
  • Offers investment integration with IRA/RSP accounts, giving customers the option to buy precious metals and invest in their retirement account
  • Offers Kitco VaultChain, which allows customers to digitally buy and sell physical gold and silver.
  • A global precious metals authority and retailer of bullion products, recognized as the leading voice in commodities information providing best-in-class news, data, and insights.
  • The first precious metals company providing investors with real-time market information, news, analysis, and online precious metals services.
  • A media division recognized internationally for its authority, integrity, and accuracy.
  • A website is visited daily by millions of people around the world.
  • Robust educational resources, forums, insights, live quotes, and more.

Kitco is a well-regarded authority in precious metals; that’s undeniable. But is bigger necessarily better? It’s a bit concerning that you have to dig through their site to find IRA information or info about their actual precious metals services. Furthermore, is customer service a priority? They are a behemoth in the metals world, yet there were no customer reviews, testimonials, or reviews on their site.

While the site is arguably the top media source and authority for all things precious metals, ask yourself this. How much of a priority is acting as a high-quality Gold IRA service for them?

#4 APMEX

Year Founded: 2000

Web Address: https://www.apmex.com/

Office Location(s): Oklahoma City (OK)

Phone Number: 1-877-775-4826

‘Apmex Logo from apmex.com’

Assets Available: Gold, Silver, Platinum, Palladium, and Copper Metals. Numismatic (Collectibles), And Bullion Available (Coins, And Bars)

Storage Options: Depends On The Custodian

Gold IRA Annual Fees: Depends On The Custodian

APMEX is a leading Precious Metals dealer in the United States that understands the needs of Gold and Silver investors. Here are some things that you should love about this company.

  • 20 years in business
  • Exceptional customer service and reviews. 155K+ Customer Reviews and a 4.9/5 Overall Satisfaction Rating
  • 1.3 million customers
  • 52 exclusive partnerships.
  • 46,000+ gold, silver, platinum, and palladium products netting $13.5 billion in sales
  • Exposure to cryptocurrencies
  • Secure storage through Citadel Global Depository Services, Inc.
  • IRA specialists available to guide you through a wide selection of IRA-eligible products.
  • A good amount of resources and educational material for investors

These services are strong, and the company provides many other benefits to its customers . But here’s the deal. APMEX is not a one-stop shop. It never claimed to be an IRA provider, and they say this themselves on the website. “We recommend discussing the details of your personal investment strategy with your IRA Custodian or financial adviser.” That does not sound quite like a one-stop shop as a Gold IRA provider.

#5 Gold Silver

Year Founded: 2005

Web Address: https://goldsilver.com/

Office Location(s): Santa Monica (CA)

Phone Number: 1-888-319-8166

‘GoldSilver Logo from goldsilver.com’

Assets Available: Gold, and Silver Bullion (Coins, and Bars Available)

Storage Options: Depends On The Custodian

Gold IRA Annual Fees: Depends On The Custodian

GoldSilver.com is a global leader in bullion and precious metals investments. For over a decade, GoldSilver.com has been a leader in this field, serving customers in virtually every country. Here are some reasons why GoldSilver.com made our Top 5 list.

  • Offers only the most liquid, low-cost investment-grade bullion products, available for global delivery or storage in the company’s network of secure, third-party vaults around the world.
  • They make investing in precious metals as easy as possible. Customers can order online 24×7 or over the phone.
  • They offer only the lowest cost, most widely traded physical metals, at the guaranteed best price.
  • Industry-leading vault storage platform lets investors buy, sell, or take delivery 24/7.
  • Step-by-step process on their website to help investors start investing in physical gold and silver in an IRA.
  • Comprehensive news, data, and charts on their homepage.

GoldSilver.com makes investing in precious metals easy and makes it relatively seamless to start an IRA, which is a great thing. However, there is no mention on the website of customer reviews and ratings. Reputation is essential, and while their website appears to be easy to use and seamless, it would be nice to see first-hand accounts of the quality of this site.

Conclusion: Why Gold is a Top Retirement Investment and Regal Assets is the Top Choice

To wrap it up, Gold and precious metals are top retirement investments during this time in history. It is an inflation-hedge, a long-term store of value, a portfolio diversifier, and a protector of systemic risks. Not to mention, if you were to ‘rollover’ your IRA account to a Gold IRA account, you’d receive many tax benefits.

The most important thing on your end is setting up your Gold IRA with a top, well-known gold IRA provider. Your retirement funds are too important to risk with unknown partners and potential scams.

Regal Assets is such a phenomenal option to choose. They take the three moving parts that need to be coordinated to start a Gold IRA and put them under one roof. Rather than wasting time and money on all of these moving parts and risking ending up on the IRS’s radar screen, Regal Assets can do all of this for you by acting as an:

  1. IRS-approved Custodian
  2. IRS-approved Broker
  3. IRS-approved Storage Expert

A truly integrated provider like Regal Assets can do all of these things for you, and then some. Going with a Gold IRA is a no-brainer for intelligent, savvy retirement investors. Choosing a service like Regal Assets can give you peace of mind, protection, and benefits that you never even knew existed. Consider all your options and do your due diligence when it comes to your retirement strategy. Checking out this company and how a Gold IRA can work for you should undoubtedly be on the table.

For more details and why Regal Assets is our top choice, feel free to read more here and here.

Gold IRA Summary Table

Gold IRA provider #1
Regal Assets

‘Regal Assets Logo from regalassets.com’
#2
JM Bullion

‘JM Bullion Logo from jmbullion.com’
#3
Kitco

‘Kitco Logo from online.kitco.com’
#4
Apmex

‘Apmex Logo from apmex.com’
#5
GoldSilver

‘GoldSilver Logo from goldsilver.com’
Forbes Council Member
Inc 500 Company
Years In Business 11 years 11 years 44 years 15+ years 15+ years
Hands-Off Service
Buyback Program
Sells IRS-Approved Bullion
Packaged Portfolios
Rollover Experts
‘Best for IRA rollovers 2021′
Awarded By Investopedia
Full Service Gold IRA
Free Investment Kit
(Click Here For Your Free Investment Kit)

‘Summary table by Julian Blundell’

Gold IRA Summary Table 2

Gold IRA company Gold IRA management in-house? IRS-compliant coins/bullion? Crypto IRA options? Flat IRA storage & management fee?
#1 Regal Assets

‘Regal Assets Logo from regalassets.com’
#2 JM Bullion

‘JM Bullion Logo from jmbullion.com’
#3 Kitco

‘Kitco Logo from online.kitco.com’
#4 Apmex

‘Apmex Logo from apmex.com’
#5 GoldSilver

‘GoldSilver Logo from goldsilver.com’
BEST GOLD IRA PROVIDER OVERALL: REGAL ASSETS

 

www.regalassets.com

BEST FOR CHOICE OF COINS / BULLION: JM BULLION:

 

www.jmbullion.com

BEST FOR MARKET INFO: KITCO:

 

www.kitco.com

BEST FOR CHOICE OF CRYPTO: REGAL ASSETS:

 

www.regalassets.com

BEST FOR ALL-IN-ONE FLAT FEE: REGAL ASSETS:

 

www.regalassets.com

BEST FOR IRA ROLLOVERS: REGAL ASSETS:

 

www.regalassets.com

MOST USER-FRIENDLY WEBSITES: www.apmex.com
www.regalassets.com
www.goldsilver.com

‘Summary table by Julian Blundell’

 NOTE: Precious metals aren’t for everybody. They don’t pay dividends and aren’t as easy to liquidate as other “paper assets”. They have been used traditionally as a hedge against market uncertainty and a way to preserve wealth for generations, but past performance can NEVER guarantee future returns. We recommend that you call a few Precious Metal IRA companies before making an investment decision. We also want to remind you that this content isn’t financial advice and cannot be taken as such. Do your due diligence and speak to your financial advisor before making an investment decision.

About the Author

Robert Samuels is a financial copywriter and business consultant who has worked with various clients in numerous industries and sectors. He received his undergraduate degree from the University of Maryland and worked in music, sports, and entertainment for several years.

Capped by a successful exit after selling a boxing website, Robert soon relocated overseas for a few years. After teaching himself stock market basics and financial fundamentals, he leveraged this newfound passion into a Master’s Degree from Harvard University’s ALM Finance extension program, where he received a 3.87 GPA and Dean’s List distinction.

Through this program, Robert also acquired a graduate certificate in Real Estate Investment and a graduate certificate in Corporate Finance. With a diverse professional background, both as an employee and entrepreneur, Robert is highly driven, passionate, and a great communicator who loves discussing finance.

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