Recently, something in my brain switched. I was pregnant with my first child and looking at the world with new eyes. Everything was heightened: my sense of smell, my appetite, and my anxiety. I had tuned in to the dangers of the world around me, and I had nine short months to try and do everything I could to protect my little family as best I could from them. 

One of my biggest worries was what would happen to the rest of us, if something happened to one of us. Rent is not cheap. Mortgage is not cheap. Like many, no matter how much we tried to save, we basically live paycheck to paycheck. A devastating accident could ruin us permanently. 

We began to look into life insurance and were immediately overwhelmed by how complicated so many companies made it. We had to visit doctors? Take blood tests? Have people come into our home and question us? No thank you. Especially during these uncertain times. 

We were ready to give up on life insurance all together when we found our saving grace: Bestow. 

Bestow is a modern life insurance agency that uses technology to make coverage accessible to millions. With Bestow, buying term life insurance is 100% digital — No doctors. No needles. Just coverage. Bestow’s innovative approach means that today’s busy families can now seek affordable coverage in minutes instead of months. 

Their approach was everything we could have asked for in an insurance company. Completely online, applying for a term life insurance policy offered by Bestow took as little as 5 minutes. We found out instantly that we were approved and coverage started immediately. IMMEDIATELY. As in, the exact second we were approved. You can imagine the physical and mental sigh of relief I experienced when I read that. 

I’m not alone in my praise. Bestow has a 4.8 out of 5-star rating on Trustpilot and an industry-leading Net Promoter Score (NPS) of 82. People like me love that no doctor visit is required and that every member of Bestow’s customer care team is a licensed life insurance agent (available via phone, email or chat when you need them).

One of the biggest barriers keeping people from protecting themselves and their loved ones with a comprehensive life insurance plan is cost. Like I said before, we live paycheck to paycheck. We don’t have a lot of extra money in our budget, and we were able to make it work with Bestow. 

Bestow offers a unique combination of competitive rates, robust coverage amounts and an entirely digital buying experience. For example, a healthy 35-year-old woman can purchase a 20-year, $500,000 term life insurance policy entirely online for as little as $23 per month. That we can do!

No more than ever, it might be time to think about protecting your family. Bestow does offer protection in their life insurance policies during these uncertain times, and you can get coverage right away if approved. 

To get started (and to take some of that weight off of your shoulders), visit

Life insurance quotes provided by Bestow Agency, LLC dba Bestow Insurance Services in CA, who is the licensed agent. Term Life Insurance Policies offered by Bestow are issued on policy form LS181 and LS182, or state version including all applicable endorsements and riders, by North American Company for Life and Health Insurance®, Administrative Office, One Sammons Plaza, Sioux Falls, SD 57193. Limitations or restrictions may apply. Not available in New York. Our application asks about your lifestyle and health to avoid requiring a medical exam. 





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