Best Emergency Loans Online With No Credit Check and Instant Approval 2022

Best Emergency Loans Online laweekly

Being short on cash is no laughing matter, especially when you’re standing in a grocery store queue or faced with an unexpected bill, and all eyes are on you! Emergency loans are certainly the order of the day in such scenarios, but most Americans don’t know where to turn for urgent loans. If you’re in the market for quick cash loans online that are easy to apply for and pay out just as easily, you’re in luck! You’re about to learn everything you need to know about getting emergency loans through our editor’s pick of the country’s leading loan-finder services.

Best Emergency Loans 2022 – Quick Overview

  1. Big Buck Loans – Best Overall for Online Emergency Loans
  2. Green Dollar Loans – Best for Same Day Urgent Loans
  3. Heart Paydays – Best for Bad Credit Emergency Loans

What is the Best Urgent Loans Provider? Full Review on Big Buck Loans

Big Bucks Loan 1280

Click here to apply online & request funds now >

What We Like

  • Funds paid out within 15 minutes
  • No mark on your credit record
  • High approval rate
  • Flexible loan amounts and terms
  • A single application to get matched with a lender

What We Dislike

  • High interest rates and fees


  • Min/Max Loan Amounts: $100 – $5000
  • Min/Max Loan Terms: 3 – 24 Months
  • APR Range: 5.99% to 35.99%

Click here to apply online & request funds now >

Eligibility Criteria for Emergency Same Day Loans via Big Buck Loans

  • At least 18 years old to apply
  • Earn a minimum of $1000 per month
  • Be employed for three consecutive months
  • Legal resident or citizen of the USA
  • Access to your own checking or savings account with direct deposit

Big Buck Loans is a loan-finder service that connects borrowers in the US with emergency cash loans that are readily available online and payout on the same day. The lenders on the Big Buck Loans panel offering emergency personal loans endeavor to process and approve loans speedily, ensuring borrowers get their funds from their approved urgent personal loans in the shortest time possible. While Big Buck Loans doesn’t offer urgent loans no credit check due to regulatory compliance, they often match poor credit borrowers with lenders willing and able to assist them.

Applying for emergency same day loans via the Big Buck Loans portal is simple. Borrowers merely select the size of the urgent personal loans they need and how many months they wish to repay their loan. Then, a simple emergency loans application must be completed online, which captures the borrower’s details. On submitting the form, there’s a 2-minute waiting period to be matched with a lender if one is available to assist. Urgent personal loans processed further and approved are paid out on the same day – in most instances, within 15 minutes. While interest on loans ranging from $100 to $5000 is sometimes negotiable depending on the competitiveness of the lender, it can range from 5.99% to 35.99%. 

Click here to apply online & request funds now >

Our Verdict on Emergency Loans Via Big Buck Loans

To conclude our review on Big Buck Loans, here’s how we rate Big Buck Loans for urgent personal loans:

  • Loan Amount & Term Flexibility: 10/10 for a great range of options.
  • Interest Rate: 8/10 for APR that starts as low as 5.99% but can range all the way up to 35.99%.
  • Speed of Service: 10/10 for a 5-minute application process, 2-minute approval process, and 15-minute payout process.
  • Customer Support: 10/10 for putting borrowers in direct contact with lenders.
  • Fees: 8/10 for fees that can sometimes be high, which is normal for the short-term loan industry.
  • Range of Choices: 10/10 for offering a range of loan options and amounts ($100 to $5000).

Click here to apply online & request funds now >

How to Get Emergency Loans and Urgent Loans

Whether you wish to apply for pandemic emergency loans or regular emergency same day loans, the application process is the same. However, you can get the urgent loans you’re after in four quick and easy steps:

Step 1: Go to the Big Buck Loans Website

Head on over to the Big Buck Loans website, where you can get the urgent loans application process started.

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Click here to apply online & request funds now >
Step 2: Select Your Loan Amount & Term 

Loans range from $100 to $5000 on the Big Buck Loans platform. On the home page, you will see a big yellow button labeled “Request Funds.” Click on that button, and a digital application form will be displayed.

Step 3: Make a Quick Application 

The form presented will request information from you. First, input the loan amount and your email address. Then, follow the prompts to complete the form with your details, employment details, address, banking details, and finally, a list of your monthly expenses, which the lender will verify.

Step 4: Get Your Loan Once a Decision Has Been Made  

After submitting the application form, you will only wait around two minutes to get feedback on your loan request. If a lender can assist, you will need to finalize the deal directly with the lender. A loan contract will need to be thoroughly read and signed. Once the agreement is signed, the lender will push the funds into your account.

Click here to apply online & request funds now >

Alternatives to our Top-Rated Urgent Loans Providers

  • Very Merry Loans – Best for Quick Turnaround on Urgent Loans 
  • Viva Payday Loans – Best for Flexible Emergency Loans 
  • Low Credit Finance – Best for No Credit and Low Credit Urgent Loans


Are Emergency Loans for Unemployed Individuals Available?

Emergency loans for unemployed individuals are available via the loan-finder sites mentioned in this emergency loans review. Of course, you still need to make $1000 monthly to qualify for a loan. You can earn money through alternative income streams (dividends, rental properties, freelancing, etc.)

Is it Possible to Get Urgent Loans No Credit Check?

While borrowers always seem to be looking for urgent same-day loans with no credit check, these aren’t actually possible. Due to regulatory requirements in the US, lenders are required to carry out credit checks on applicants. That said, a low credit score will not necessarily exclude you from getting a loan. This is because while urgent same day loans no credit check aren’t possible, there are urgent loans for bad credit readily available on Big Buck Loans.

Where Can I Get Urgent Loans for Bad Credit Ohio?

Bad credit emergency loans are more common than you think. If you’re hunting online for emergency same day loans bad credit, using a loan-finder service such as Big Buck Loans is your best bet. That’s because loan-finder services are automated and linked to several lenders. This means that you apply once for urgent cash loans no credit check, which aren’t possible due to regulatory compliance, or urgent loans for bad credit Ohio, and the system will match you with lenders most likely to assist you with emergency same day loans bad credit.

What is the Process to Get Pandemic Emergency Loans?

Applying for emergency loans for bad credit, emergency same day loans, and pandemic emergency loans requires the same process. Simply complete the online application form on Big Buck Loans, wait for feedback and decide if you’re keen to take the next step. If you are, the emergency loans for bad credit funds will be transferred to you on the same day.

How Do I Prove My Income If I Am Not Traditionally Employed?

If you’re not traditionally employed, you can apply for emergency loans for unemployed individuals via Big Buck Loans. You will need to prove that you earn at least $1000 per month, and you can do so by presenting your last three bank statements, a copy of your income statements, or a copy of your latest tax returns.


In conclusion, we have found that while our pick of loan-finder services providing borrowers with access to emergency loans and urgent loans offer exceptional outcomes, our top pick is Big Buck Loans. Big Buck Loans is excellent for speedy service, a broad range of loan offers, flexible terms, and quick turnaround on applications and payouts. The free service from Big Buck Loans is your best bet to save time and effort.

Disclaimer: The loan websites reviewed are loan-matching services, not direct lenders, therefore, do not have direct involvement in the acceptance of your loan request. Requesting a loan with the websites does not guarantee any acceptance of a loan. This article does not provide financial advice. Please seek help from a financial advisor if you need financial assistance. Loans available to U.S residents only.

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